42Stockpicking
NYSE·Financials·USD

Henter pris…

Værdiansættelse (TTM)

P/Ei
27,4
77th %ile · 82p
EV/EBITDAi
P/Bi
7,4
87th %ile · 82p
P/Si
6,3
66th %ile · 76p
EV/Salesi
9,3
76th %ile · 76p
Div yieldi

Kursudvikling

Kun 605 handelsdage i databasen.

Pris

Data-readiness

10 års prishistorik er idealet for høj confidence.

Beregnet 23.8.2026basic
Prishistorik
2,4 år
Pris-dage
605
Årsregnskaber
18
Peers
0/0
Valuation
4/6
Fundamentals
8/8
Datovindue
2024-03-18 til 2026-08-14

Blokkere

  • Raw confidence is below the 0.95 high-confidence guardrail.

Mangler før højere confidence

  • Mangler ca. 7,6 års prishistorik før ideal/full.
  • Backfill mod 5 års priser for strong-readiness.
  • Kør compute-multiples for manglende valuation metrics.

Seneste assessment

CPAY vurderet 2026-08-23

Score
65.3%
Ikke high-confidence

Raw confidence is below the 0.95 high-confidence guardrail.

Sell watch placeholder

Stores exit-aware fields without issuing sell scores yet.

100%

Current drawdown: Future exit logic can use drawdown from recent high.

Trend break: Future exit logic can use moving-average trend breaks.

Valuation

Compares price paid with earnings, cash-generation proxies and sales.

55%

P/E: Reasonable P/E gets rewarded; very expensive or distressed multiples do not.

Earnings yield: Earnings yield is the inverse P/E lens.

Technicals

Checks trend, momentum and current damage from recent highs.

100%

6M momentum: Positive medium-term momentum confirms sponsorship.

Trend stack: Strong setup keeps price above MA50 and MA200 with MA50 above MA200.

Data quality

Checks whether the assessment has enough recent price, fundamental and valuation data.

77%

Price history depth: More than one trading year gives the technical pillar enough context.

Latest price freshness: Latest live or EOD price should be recent.

Macro/regime

Treats macro as context, not a standalone trading instruction.

47%

VIX: Normal volatility is supportive; panic or complacency is less clean.

10Y-2Y curve: Positive yield curve lowers recession stress.

Fundamentals

Scores growth, margins, capital efficiency, balance-sheet resilience and composite financial-health KPIs.

54%

Revenue growth 3Y: Sustained top-line growth supports durable compounding.

Gross margin: High gross margin gives room for reinvestment and downturns.

Peer/relative context

Adds relative context when sector peers have comparable data.

35%

Peer count: Peer context is only scored when comparable data exists.

P/E vs peers: Own P/E 27.4 vs peer median 14.4; premium is not clearly justified by growth or margin superiority.

Insider activity

Net 90d (aktier)
-115.624
Net 90d (værdi)
-42.194.081 USD
Købere 90d
0
Cluster
DatoPersonRolleTypeAntalVærdiKilde
20.8.2026King AlanGroupPresident IntlVehiclePmts◆ OPT.18.4233.614.224 USDsec
20.8.2026Stull Steven T▼ SALG-879-362.949 USDsec
20.8.2026King AlanGroupPresident IntlVehiclePmts▼ SALG-8.237-3.410.760 USDsec
19.8.2026Stull Steven T▼ SALG-1.960-807.145 USDsec
18.8.2026King AlanGroupPresident IntlVehiclePmts◆ OPT.6.6001.723.062 USDsec
18.8.2026Stull Steven T▼ SALG-455-186.636 USDsec
18.8.2026King AlanGroupPresident IntlVehiclePmts▼ SALG-183-75.046 USDsec
14.8.2026King AlanGroupPresident IntlVehiclePmts▼ SALG-7.122-2.988.222 USDsec
14.8.2026King AlanGroupPresident IntlVehiclePmts◆ OPT.7.1221.859.341 USDsec
13.8.2026Farrelly Joseph W▼ SALG-1.751-726.718 USDsec
12.8.2026Farrelly Joseph W▼ SALG-1.800-729.162 USDsec
15.7.2026Walker PeterChief Financial Officer· ANDET-84-29.917 USDsec
15.6.2026Netto Armando LinsGroupPresident Brazil&USVehPmt▼ SALG-70.476-24.816.770 USDsec
15.6.2026Netto Armando LinsGroupPresident Brazil&USVehPmt◆ OPT.513100.640 USDsec
11.6.2026Netto Armando LinsGroupPresident Brazil&USVehPmt▼ SALG-4.560-1.603.307 USDsec
2.6.2026Stull Steven T▼ SALG-1.000-360.780 USDsec
29.5.2026Netto Armando LinsGroupPresident Brazil&USVehPmt▼ SALG-2.694-961.798 USDsec
28.5.2026Clarke RonaldCEO & Chairman of BOD· ANDET-68.150-24.014.016 USDsec
28.5.2026Netto Armando LinsGroupPresident Brazil&USVehPmt▼ SALG-14.089-5.016.362 USDsec
28.5.2026Clarke RonaldCEO & Chairman of BOD◆ OPT.100.00015.074.000 USDsec

Earnings

QuarterDateEPS actualEPS estEPS surpriseRevenue surprise
2026Q230.7.20267,006,59+6.3%+6.3%Beat
2026Q130.4.20265,805,47+6.0%+6.0%Beat
2025Q430.1.20266,045,94+1.7%+1.7%Inline
2025Q330.10.20255,705,64+1.0%+1.0%Inline
2025Q230.7.20255,135,12+0.1%+0.1%Inline