CZNC
Citizens and Northern CorpHenter pris…
Værdiansættelse (TTM)
Kursudvikling
Kun 72 handelsdage i databasen. Viser al tilgængelig historik.
Data-readiness
10 års prishistorik er idealet for høj confidence.
- Prishistorik
- 0,3 år
- Pris-dage
- 72
- Årsregnskaber
- 18
- Peers
- 0/0
- Valuation
- 3/6
- Fundamentals
- 6/8
- Datovindue
- 2026-02-17 til 2026-05-29
Blokkere
- Raw confidence is below the 0.95 high-confidence guardrail.
Mangler før højere confidence
- Mangler ca. 9,7 års prishistorik før ideal/full.
- Backfill mindst 1 års daglige priser før seriøs teknisk vurdering.
- Kør compute-multiples for manglende valuation metrics.
- Kør fetch-fundamentals-bulk/API fallback for manglende regnskabsmetrics.
Seneste assessment
CZNC vurderet 2026-06-10
Raw confidence is below the 0.95 high-confidence guardrail.
Stores exit-aware fields without issuing sell scores yet.
Current drawdown: Future exit logic can use drawdown from recent high.
Trend break: Future exit logic can use moving-average trend breaks.
Compares price paid with earnings, cash-generation proxies and sales.
P/E: Reasonable P/E gets rewarded; very expensive or distressed multiples do not.
Earnings yield: Earnings yield is the inverse P/E lens.
Checks trend, momentum and current damage from recent highs.
6M momentum: Positive medium-term momentum confirms sponsorship.
Trend stack: Strong setup keeps price above MA50 and MA200 with MA50 above MA200.
Checks whether the assessment has enough recent price, fundamental and valuation data.
Price history depth: More than one trading year gives the technical pillar enough context.
Latest price freshness: Latest live or EOD price should be recent.
Treats macro as context, not a standalone trading instruction.
VIX: Normal volatility is supportive; panic or complacency is less clean.
10Y-2Y curve: Positive yield curve lowers recession stress.
Scores growth, margins, capital efficiency, balance-sheet resilience and composite financial-health KPIs.
Revenue growth 3Y: Sustained top-line growth supports durable compounding.
Gross margin: High gross margin gives room for reinvestment and downturns.
Adds relative context when sector peers have comparable data.
Peer count: Peer context is only scored when comparable data exists.
P/E vs peers: Own P/E 8.6 vs peer median 11.4; cheaper than peers if business quality is comparable.
Insider activity
| Dato | Person | Rolle | Type | Antal | Værdi | Kilde |
|---|---|---|---|---|---|---|
| 19.6.2026 | Van Sant William F III | EVP, CHIEF WEALTH OFFICER | · ANDET | 6.861 | 149.981 USD | sec |
| 5.6.2026 | Shattuck Katherine W | — | ▲ KØB | 10 | 214 USD | sec |
| 5.6.2026 | Pellegrino Frank G | — | ▲ KØB | 190 | 4.074 USD | sec |
| 28.5.2026 | Trate Christian C | — | ▼ SALG | -229 | -4.832 USD | sec |
| 20.5.2026 | SCOVILL J BRADLEY | PRESIDENT AND CEO | · ANDET | 89 | 1.851 USD | sec |
| 20.5.2026 | REBER JOHN M | EXEC. VP | · ANDET | 134 | 2.787 USD | sec |
| 20.5.2026 | HUGHES MARK A | EXEC. VP AND CFO | · ANDET | 259 | 5.386 USD | sec |
| 20.5.2026 | RUDY THOMAS L JR | EXEC. VP | · ANDET | 194 | 4.035 USD | sec |
| 20.5.2026 | Hoose Harold F III | EXEC. VP | · ANDET | 222 | 4.617 USD | sec |
| 20.5.2026 | Runk David S | EXEC. VP AND STRATEGIC ADVISOR | · ANDET | 1 | 21 USD | sec |
| 20.5.2026 | Dunsmore Stan R | EXEC. VP, CHIEF CREDIT OFFICER | · ANDET | 132 | 2.745 USD | sec |
| 20.5.2026 | Watkins Tracy Ellen | EXEC. VP | · ANDET | 90 | 1.872 USD | sec |
| 20.5.2026 | Rush Blair T | EXECUTIVE VICE PRESIDENT | · ANDET | 39 | 811 USD | sec |
| 20.5.2026 | Balagour Alexander | EVP- CHIEF INFORMATION OFFICER | · ANDET | 29 | 603 USD | sec |
| 20.5.2026 | Cwiklinski Kelley A | EVP CHIEF COMM LENDING OFFICER | · ANDET | 38 | 790 USD | sec |
| 20.5.2026 | James Glenn Richard | EVP COUNSEL, CORP SECRETARY | · ANDET | 5 | 104 USD | sec |
| 15.5.2026 | SCOVILL J BRADLEY | PRESIDENT AND CEO | · ANDET | 490 | 10.236 USD | sec |
| 15.5.2026 | REBER JOHN M | EXEC. VP | · ANDET | 418 | 8.701 USD | sec |
| 15.5.2026 | RUDY THOMAS L JR | EXEC. VP | · ANDET | 1 | 21 USD | sec |
| 15.5.2026 | Dunsmore Stan R | EXEC. VP, CHIEF CREDIT OFFICER | · ANDET | 1 | 21 USD | sec |
Earnings
| Quarter | Date | EPS actual | EPS est | EPS surprise | Revenue surprise | |
|---|---|---|---|---|---|---|
| 2026Q1 | 30.4.2026 | 0,02 | 0,58 | -96.5% | -96.5% | Miss |
| 2025Q4 | 30.1.2026 | 0,57 | 0,59 | -1.8% | -1.8% | Inline |
| 2025Q3 | 30.10.2025 | 0,47 | 0,53 | -10.7% | -10.7% | Miss |
| 2025Q2 | 30.7.2025 | 0,40 | 0,47 | -14.1% | -14.1% | Miss |