42Stockpicking

ENVA

Enova International IncKøb· 100%· 5. jun. 2026
NYSE·Financials·USD

Henter pris…

Værdiansættelse (TTM)

P/Ei
8,0
41st %ile · 412p
EV/EBITDAi
P/Bi
3,0
89th %ile · 445p
P/Si
0,8
21st %ile · 275p
EV/Salesi
1,7
40th %ile · 275p
Div yieldi
2,2 %
32nd %ile · 350p

Kursudvikling

Pris

Data-readiness

10 års prishistorik er idealet for høj confidence.

Beregnet 10.6.2026full
Prishistorik
11,5 år
Pris-dage
2907
Årsregnskaber
15
Peers
0/0
Valuation
5/6
Fundamentals
8/8
Datovindue
2014-11-13 til 2026-06-08

Blokkere

  • Raw confidence is below the 0.95 high-confidence guardrail.

Mangler før højere confidence

  • Kør compute-multiples for manglende valuation metrics.

Seneste assessment

ENVA vurderet 2026-06-10

Score
74.5%
Ikke high-confidence

Raw confidence is below the 0.95 high-confidence guardrail.

Sell watch placeholder

Stores exit-aware fields without issuing sell scores yet.

100%

Current drawdown: Future exit logic can use drawdown from recent high.

Trend break: Future exit logic can use moving-average trend breaks.

Valuation

Compares price paid with earnings, cash-generation proxies and sales.

81%

P/E: Reasonable P/E gets rewarded; very expensive or distressed multiples do not.

Earnings yield: Earnings yield is the inverse P/E lens.

Technicals

Checks trend, momentum and current damage from recent highs.

100%

6M momentum: Positive medium-term momentum confirms sponsorship.

Trend stack: Strong setup keeps price above MA50 and MA200 with MA50 above MA200.

Data quality

Checks whether the assessment has enough recent price, fundamental and valuation data.

94%

Price history depth: More than one trading year gives the technical pillar enough context.

Latest price freshness: Latest live or EOD price should be recent.

Macro/regime

Treats macro as context, not a standalone trading instruction.

46%

VIX: Normal volatility is supportive; panic or complacency is less clean.

10Y-2Y curve: Positive yield curve lowers recession stress.

Fundamentals

Scores growth, margins, capital efficiency, balance-sheet resilience and composite financial-health KPIs.

54%

Revenue growth 3Y: Sustained top-line growth supports durable compounding.

Gross margin: High gross margin gives room for reinvestment and downturns.

Peer/relative context

Adds relative context when sector peers have comparable data.

56%

Peer count: Peer context is only scored when comparable data exists.

P/E vs peers: Own P/E 8.0 vs peer median 11.4; cheaper than peers if business quality is comparable.

Insider activity

Net 90d (aktier)
-60.330
Net 90d (værdi)
-11.097.934 USD
Købere 90d
0
Cluster
DatoPersonRolleTypeAntalVærdiKilde
17.6.2026Fisher DavidExecutive Chairman▼ SALG-33.060-6.580.639 USDsec
17.6.2026Fisher DavidExecutive Chairman◆ OPT.33.060685.334 USDsec
16.6.2026GOODYEAR WILLIAM M▼ SALG-3.500-658.055 USDsec
12.6.2026GOODYEAR WILLIAM M◇ GAVE-8.437sec
1.6.2026GOODYEAR WILLIAM M▼ SALG-5.983-975.999 USDsec
29.5.2026RICE LINDA JOHNSON▼ SALG-1.300-209.556 USDsec
22.5.2026Fisher DavidExecutive Chairman▼ SALG-3.076-487.382 USDsec
22.5.2026Fisher DavidExecutive Chairman◆ OPT.3.07663.765 USDsec
21.5.2026Fisher DavidExecutive Chairman▼ SALG-7.180-1.151.474 USDsec
21.5.2026Fisher DavidExecutive Chairman◆ OPT.7.180148.841 USDsec
18.5.2026GOODYEAR WILLIAM M▼ SALG-6.231-1.034.830 USDsec
13.5.2026FEEHAN DANIEL R· ANDET1.320sec
13.5.2026CARNAHAN ELLEN· ANDET1.320sec
13.5.2026Gray James A· ANDET1.320sec
13.5.2026KAPLAN GREGG A.· ANDET1.320sec
13.5.2026GOODYEAR WILLIAM M· ANDET1.320sec
13.5.2026RICE LINDA JOHNSON· ANDET1.320sec
13.5.2026McGowan Mark· ANDET1.320sec
13.5.2026TEBBE MARK· ANDET1.320sec
13.5.2026Corby Lindsay Y· ANDET1.320sec

Earnings

QuarterDateEPS actualEPS estEPS surpriseRevenue surprise
2026Q130.4.20263,873,68+5.1%+5.1%Beat
2025Q430.1.20263,463,17+9.2%+9.2%Beat
2025Q330.10.20253,363,03+10.8%+10.8%Beat
2025Q230.7.20253,232,98+8.3%+8.3%Beat