42Stockpicking

FFIN

First Financial Bankshares IncKøb· 85.0%· 5. jun. 2026
NASDAQ·Financials·USD

Henter pris…

Værdiansættelse (TTM)

P/Ei
18,2
83rd %ile · 412p
EV/EBITDAi
P/Bi
2,4
85th %ile · 445p
P/Si
EV/Salesi
Div yieldi
2,3 %
34th %ile · 350p

Kursudvikling

Pris

Data-readiness

10 års prishistorik er idealet for høj confidence.

Beregnet 10.6.2026basic
Prishistorik
19,9 år
Pris-dage
5019
Årsregnskaber
19
Peers
0/0
Valuation
3/6
Fundamentals
4/8
Datovindue
2006-06-12 til 2026-05-22

Blokkere

  • Raw confidence is below the 0.95 high-confidence guardrail.

Mangler før højere confidence

  • Kør compute-multiples for manglende valuation metrics.
  • Kør fetch-fundamentals-bulk/API fallback for manglende regnskabsmetrics.

Seneste assessment

FFIN vurderet 2026-06-10

Score
42.5%
Ikke high-confidence

Raw confidence is below the 0.95 high-confidence guardrail.

Sell watch placeholder

Stores exit-aware fields without issuing sell scores yet.

22%

Current drawdown: Future exit logic can use drawdown from recent high.

Trend break: Future exit logic can use moving-average trend breaks.

Valuation

Compares price paid with earnings, cash-generation proxies and sales.

68%

P/E: Reasonable P/E gets rewarded; very expensive or distressed multiples do not.

Earnings yield: Earnings yield is the inverse P/E lens.

Technicals

Checks trend, momentum and current damage from recent highs.

42%

6M momentum: Positive medium-term momentum confirms sponsorship.

Trend stack: Strong setup keeps price above MA50 and MA200 with MA50 above MA200.

Data quality

Checks whether the assessment has enough recent price, fundamental and valuation data.

65%

Price history depth: More than one trading year gives the technical pillar enough context.

Latest price freshness: Latest live or EOD price should be recent.

Macro/regime

Treats macro as context, not a standalone trading instruction.

46%

VIX: Normal volatility is supportive; panic or complacency is less clean.

10Y-2Y curve: Positive yield curve lowers recession stress.

Fundamentals

Scores growth, margins, capital efficiency, balance-sheet resilience and composite financial-health KPIs.

41%

Revenue growth 3Y: Sustained top-line growth supports durable compounding.

Gross margin: High gross margin gives room for reinvestment and downturns.

Peer/relative context

Adds relative context when sector peers have comparable data.

39%

Peer count: Peer context is only scored when comparable data exists.

P/E vs peers: Own P/E 18.2 vs peer median 11.4; premium is not clearly justified by growth or margin superiority.

Insider activity

Net 90d (aktier)
-10.300
Net 90d (værdi)
-362.667 USD
Købere 90d
3
Cluster
DatoPersonRolleTypeAntalVærdiKilde
18.8.2026Denny Michael B.▲ KØB3.000103.980 USDsec
17.8.2026Biebighauser Lon A.Trust Company President◇ GAVE-570sec
17.8.2026Butler Ronald David IIEVP/CAO▼ SALG-15.000-524.250 USDsec
17.8.2026Butler Ronald David IIEVP/CAO◆ OPT.5.000105.900 USDsec
16.8.2026Longhofer T. LukeEVP - Chief Credit Officer· ANDET-714sec
16.8.2026Ruzicka John James JrEVP, Chief Banking Ops Officer· ANDET-526sec
16.8.2026Butler Ronald David IIEVP/CAO· ANDET-1.354sec
16.8.2026McVey J. KyleEVP, CFO - Bank· ANDET-120-4.234 USDsec
16.8.2026Bailey David WilliamPresident and CEO· ANDET-639sec
16.8.2026Roewe Randall AllenEVP, Chief Risk Officer· ANDET-564sec
16.8.2026Hickox Michelle SEVP/CFO· ANDET-1.354sec
14.8.2026Roewe Randall AllenEVP, Chief Risk Officer· ANDET1.984sec
14.8.2026Ruzicka John James JrEVP, Chief Banking Ops Officer· ANDET-880sec
14.8.2026DUESER F SCOTTExecutive Chairman· ANDET12.755sec
14.8.2026Butler Ronald David IIEVP/CAO· ANDET-2.375sec
14.8.2026Brown Timothy MichaelEVP/Chief Information Officer· ANDET1.814sec
14.8.2026McVey J. KyleEVP, CFO - Bank· ANDET2.438sec
14.8.2026McVey J. KyleEVP, CFO - Bank◆ OPT.4.00084.720 USDsec
14.8.2026Biebighauser Lon A.Trust Company President· ANDET1.429sec
14.8.2026Goodrich Brian D.EVP - General Counsel· ANDET1.814sec

Earnings

QuarterDateEPS actualEPS estEPS surpriseRevenue surprise
2026Q130.4.20260,500,47+5.8%+5.8%Beat
2025Q430.1.20260,510,48+5.8%+5.8%Beat
2025Q330.10.20250,360,47-23.4%-23.4%Miss
2025Q230.7.20250,470,44+6.2%+6.2%Beat